Get quotes from insurers offering EV discounts. Most offer 5-10% off for electric & hybrid vehicles.
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Up to 10% EV discount
Popular with EV owners
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Green vehicle discount available
Ireland's leading insurer
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EV-friendly rates
Trusted nationwide
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Competitive EV rates
Quick online quotes
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Green car incentives
Premium coverage
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EV discounts offered
Flexible options
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Get at least 3-4 quotes. EV insurance rates vary significantly between providers. Some specialize in EVs and offer better rates.
Tell insurers you charge at home overnight. Lower mileage and safer charging = lower risk = better rates.
Explicitly ask "Do you offer an EV or green vehicle discount?" Many insurers have them but don't advertise prominently.
Ensure policy covers battery damage and charging cable theft. Ask if home charger is covered under home or car insurance.
Shop around 30 days before renewal. Loyalty doesn't pay in insurance - switching can save €200-400/year.
If you have multiple cars, insure them with the same provider for 10-15% multi-car discount.
Not necessarily. While EVs cost more to repair, many insurers offer 5-10% discounts for EVs because they're safer and driven more carefully. Overall, it's often similar or cheaper than petrol.
Most comprehensive policies cover battery damage from accidents. However, gradual degradation isn't covered. Check your policy wording specifically.
If your own charging cable is stolen, it's usually covered under comprehensive insurance. Public charger damage is not your responsibility.
Yes. Even though EVs are more reliable, you can still get flat batteries or run out of charge. Make sure breakdown includes flatbed recovery (not all EVs can be towed).