đŸ›Ąī¸ EV INSURANCE

Compare EV Insurance
From Ireland's Top Insurers

Get quotes from insurers offering EV discounts. Most offer 5-10% off for electric & hybrid vehicles.

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How This Works

We connect you directly to insurers - they provide accurate quotes based on your details. We don't generate estimates or fake prices. Click "Get Quote" to visit each insurer's website.

Ireland's EV-Friendly Insurers

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Chill Insurance

Up to 10% EV discount

Why Choose Chill Insurance:

✓ EV specialists✓ Online quotes✓ Young driver friendly

Popular with EV owners

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AXA Ireland

Green vehicle discount available

Why Choose AXA Ireland:

✓ Established insurer✓ Comprehensive cover✓ Roadside assistance

Ireland's leading insurer

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Aviva

EV-friendly rates

Why Choose Aviva:

✓ Multi-car discounts✓ No claims bonus protection✓ Home charging cover

Trusted nationwide

Get Quote from Aviva →

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123.ie

Competitive EV rates

Why Choose 123.ie:

✓ Price comparison✓ Online discounts✓ Fast quotes

Quick online quotes

Get Quote from 123.ie →

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Zurich Insurance

Green car incentives

Why Choose Zurich Insurance:

✓ Premium service✓ Fleet experience✓ Business cover

Premium coverage

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Liberty Insurance

EV discounts offered

Why Choose Liberty Insurance:

✓ Flexible policies✓ Named driver discounts✓ Online management

Flexible options

💡 Tips to Get the Best EV Insurance Rate

📊 Compare Multiple Quotes

Get at least 3-4 quotes. EV insurance rates vary significantly between providers. Some specialize in EVs and offer better rates.

🔌 Mention Home Charging

Tell insurers you charge at home overnight. Lower mileage and safer charging = lower risk = better rates.

🎓 Ask About EV Discounts

Explicitly ask "Do you offer an EV or green vehicle discount?" Many insurers have them but don't advertise prominently.

🔋 Check Battery Cover

Ensure policy covers battery damage and charging cable theft. Ask if home charger is covered under home or car insurance.

📅 Renewal Time

Shop around 30 days before renewal. Loyalty doesn't pay in insurance - switching can save â‚Ŧ200-400/year.

👨‍👩‍👧 Multi-Car Discount

If you have multiple cars, insure them with the same provider for 10-15% multi-car discount.

❓ Common Questions

Is EV insurance more expensive?

Not necessarily. While EVs cost more to repair, many insurers offer 5-10% discounts for EVs because they're safer and driven more carefully. Overall, it's often similar or cheaper than petrol.

What if my EV battery gets damaged?

Most comprehensive policies cover battery damage from accidents. However, gradual degradation isn't covered. Check your policy wording specifically.

Does insurance cover public charging cables?

If your own charging cable is stolen, it's usually covered under comprehensive insurance. Public charger damage is not your responsibility.

Do I need breakdown cover for an EV?

Yes. Even though EVs are more reliable, you can still get flat batteries or run out of charge. Make sure breakdown includes flatbed recovery (not all EVs can be towed).

âš–ī¸ Important Legal Disclaimer

All tools and information on checkireland.ie are provided for general information purposes only. They are based solely on publicly available data from official Irish Government sources (Revenue, CSO, RTB, SEAI, Welfare.ie, etc.). This is NOT financial, tax, legal, accounting, or professional advice. Rules, rates, eligibility criteria, and laws change frequently and your personal circumstances may differ significantly. We accept no liability whatsoever for any decisions made or not made, or any loss, damage, or consequence arising from the use of this website or its tools. Always verify directly with the relevant official source (e.g., revenue.ie, rtb.ie, seai.ie) or seek qualified professional advice before taking any action.